Privacy Policy

1. Introduction

Green Horizons AG ("we", "our", or "us") is committed to protecting your privacy and personal data. This Privacy Policy explains how we collect, use, process, and protect your personal information when you use our finance advisory services, visit our website at greenhorizons.world, or interact with us in any capacity.

As a company registered in Austria (Registration Number: FN498532a), we comply with the General Data Protection Regulation (GDPR), Austrian data protection laws, and all applicable EU privacy regulations.

2. Data Controller Information

The data controller for your personal information is:

3. Data Collection

We collect personal data from you in various ways when you interact with our services. The data we collect includes information you provide directly to us and information we gather automatically through our website and services.

3.1 Information You Provide

When you contact us, request our services, or engage with our finance advisory offerings, we may collect:

• Personal identification information (name, email address, phone number)
• Business information (company name, position, industry)
• Financial information relevant to our advisory services
• Communication preferences and correspondence history
• Any other information you voluntarily provide in forms or communications

3.2 Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address and browser information
• Device information and operating system details
• Website usage patterns and page views
• Referral sources and search terms
• Cookies and similar tracking technologies (see our Cookie Policy)

4. How We Use Your Information

We use your personal data for legitimate business purposes related to providing finance advisory services and maintaining our business relationship with you. How we use your information depends on how you interact with our services and the legal basis for processing.

4.1 Primary Uses

The use of your data includes:

• Providing finance advisory services and evaluation guides
• Responding to your enquiries and communications
• Processing and managing service agreements
• Delivering personalised financial recommendations
• Maintaining records for compliance and regulatory purposes
• Improving our services and developing new offerings
• Sending important service updates and notifications

4.2 Marketing and Communications

With your consent, we may use your contact information to send you marketing communications about our finance advisory services, industry insights, and relevant business information. You can opt out of marketing communications at any time.

5. Legal Basis for Processing

Under GDPR, we process your personal data based on the following legal grounds:

• Contract Performance: To fulfil our contractual obligations when providing finance advisory services
• Legitimate Interests: For business operations, service improvement, and maintaining client relationships
• Consent: For marketing communications and optional services where you have given explicit consent
• Legal Compliance: To meet regulatory requirements and legal obligations in the finance industry

6. Cookies and Tracking Technologies

We may use cookies and tracking technologies for analytics, advertising, and remarketing purposes, including Google Ads. These technologies help us measure campaign effectiveness, deliver relevant advertisements, and improve our services. You can manage your cookie preferences at any time through our cookie consent banner.

For detailed information about our use of cookies, please refer to our comprehensive Cookie Policy.

7. Data Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal data to third parties except in the following circumstances:

• With your explicit consent
• To trusted service providers who assist in our business operations (under strict confidentiality agreements)
• When required by law, regulation, or legal process
• To protect our rights, property, or safety, or that of our clients or others
• In connection with a business transaction (merger, acquisition, etc.)

8. Data Retention

We retain your personal data for as long as necessary to fulfil the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Our data retention practices ensure that:

• Client data is retained for the duration of our business relationship
• Financial records are kept in accordance with Austrian legal requirements
• Marketing data is retained until you withdraw consent
• Website analytics data is typically retained for 26 months
• Legal and compliance records are retained as required by applicable regulations

When personal data is no longer needed, we securely delete or anonymise it in accordance with our data retention policies.

9. Your Rights

Under GDPR and Austrian data protection law, you have several rights regarding your personal data. Your rights include the ability to control how your information is processed and to ensure its accuracy and security.

• Right of Access: Request copies of your personal data
• Right to Rectification: Request correction of inaccurate or incomplete data
• Right to Erasure: Request deletion of your personal data in certain circumstances
• Right to Restrict Processing: Request limitation of how we process your data
• Right to Data Portability: Request transfer of your data to another service provider
• Right to Object: Object to processing based on legitimate interests or for marketing purposes
• Right to Withdraw Consent: Withdraw consent for processing where consent is the legal basis

To exercise any of these rights, please contact us using the contact information provided below.

10. Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. Our security measures include:

• Encryption of data in transit and at rest
• Regular security assessments and updates
• Access controls and staff training on data protection
• Secure data storage and backup procedures
• Incident response and breach notification procedures

11. International Data Transfers

Your personal data is primarily processed within the European Union. If we need to transfer your data outside the EU, we ensure appropriate safeguards are in place, including:

• Adequacy decisions by the European Commission
• Standard contractual clauses approved by the European Commission
• Binding corporate rules or certification schemes
• Your explicit consent for specific transfers

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date at the top of this page.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your personal data.

13. Contact Information

If you have any questions about this Privacy Policy, wish to exercise your rights, or need to contact us regarding data protection matters, please reach out to us:

You also have the right to lodge a complaint with the Austrian Data Protection Authority (Datenschutzbehörde) if you believe your data protection rights have been violated.

14. Governing Law

This Privacy Policy is governed by Austrian law and EU data protection regulations. Any disputes arising from this policy will be subject to the jurisdiction of Austrian courts.